AFR Insurance

AFR Insurance serves Oklahoma with a focus on farmers, ranchers, agriculture-affiliated and small suburban individuals in rural Oklahoma. AFR Insurance provides auto, home, farm and life insurance with an emphasis on quality products and exceptional customer service. Affiliated with Oklahoma Farmers Union, AFR was established in 1905 and is headquartered in Oklahoma City. AFR Insurance is available statewide and is recognized as a leading domestic insurance carrier in the state of Oklahoma.

AFR strives to provide products and services that tailor the right insurance solution to meet the individual policyholder’s needs. We design products that provide quality coverage to protect a policyholder’s financial assets and business operations.

AFR Insurance is the second largest domestic insurance carrier in Oklahoma with agencies in large and small communities statewide and one of 50 companies still operating since the statehood of Oklahoma. Many AFR Insurance agents, officers and customers are multi-generational, creating a culture of loyalty and trust. AFR is dedicated to its members and has remained true to its mission for 115 years—protecting, representing and insuring Oklahomans.

AFR Cooperative

AFR Cooperative is a membership services organization established in 1905 as Oklahoma Farmers Union. AFR Cooperative provides educational, legislative and cooperative programs across the state and serves as a watchdog for Oklahoma’s family farmers & ranchers and rural communities. The organization is actively supportive of the state’s agricultural industry and rural population with membership consisting of farmers actively involved in production agriculture and non-farmers adding their voice in support of AFR principles.

AFR Insurance Products

• Homeowners Insurance

  Homeowner policies provide protection for your home and other property. AFR Insurance provides a variety of homeowner policies, as well as liability and medical payments insurance to increase your coverage.

• Auto Insurance

  Auto policies protect you and your automobile when an accident occurs. Policies cover liability, medical expense, physical damage and uninsured/underinsured motorist.

• Farm Insurance

  Farm & ranch policies provide coverage for your home, personal property and property used in your farming operation, in addition to liability and medical payments coverage.

• Life Insurance

  We offer a variety of Term, Whole Life, and Annuity products designed to provide coverage at all stages in life.

• Dwelling Insurance

  Dwelling policies protect your home, whether full-time or seasonal, or your tenant-occupied rental property against many different threats.

• Umbrella Insurance

  Umbrella policies provide liability coverage in addition to your existing coverage, protecting you and your assets in the event of a lawsuit.